/* ==========================================================================
   Your Hidden Path Retirement Elite
   site.css  —  hand-built, no framework, no third-party CSS
   ========================================================================== */

/* --------------------------------------------------------------- 1. Tokens */
:root {
  /* Ink — the deep navy spine of the brand */
  --ink-900: #06111f;
  --ink-800: #0a1a32;
  --ink-700: #12294a;
  --ink-600: #1c3a63;

  /* Brass — restraint accent, used for waypoints and emphasis only */
  --brass: #c79a46;
  --brass-lt: #e6c98f;
  --brass-dk: #9d7629;

  /* Trail — secondary, for confirmation and "on track" states */
  --trail: #2f6f5e;
  --trail-lt: #4b9a84;

  /* Paper */
  --paper: #eff2f7;
  --paper-2: #f7f9fc;
  --white: #ffffff;

  /* Text */
  --text: #0d1c30;
  --slate: #55657d;
  --slate-lt: #7a889d;
  --on-dark: #e8edf5;
  --on-dark-mute: #9fb0c7;

  /* Lines */
  --line: rgba(10, 26, 50, 0.12);
  --line-soft: rgba(10, 26, 50, 0.07);
  --line-dark: rgba(232, 237, 245, 0.16);

  /* Type */
  --display: "Newsreader", "Iowan Old Style", Georgia, "Times New Roman", serif;
  --body: "Public Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
    Helvetica, Arial, sans-serif;
  --mono: "JetBrains Mono", ui-monospace, SFMono-Regular, Menlo, Consolas,
    monospace;

  /* Rhythm */
  --wrap: 1180px;
  --wrap-narrow: 780px;
  --gutter: 22px;
  --r-sm: 6px;
  --r-md: 12px;
  --r-lg: 20px;

  /* Elevation */
  --lift-1: 0 1px 2px rgba(6, 17, 31, 0.05), 0 6px 18px rgba(6, 17, 31, 0.06);
  --lift-2: 0 2px 4px rgba(6, 17, 31, 0.06), 0 18px 44px rgba(6, 17, 31, 0.1);
}

/* --------------------------------------------------------------- 2. Reset */
*,
*::before,
*::after {
  box-sizing: border-box;
}
html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: 92px;
}
body {
  margin: 0;
  background: var(--paper);
  color: var(--text);
  font-family: var(--body);
  font-size: 17px;
  line-height: 1.65;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img,
svg,
video {
  max-width: 100%;
  display: block;
}
img {
  height: auto;
}
a {
  color: inherit;
}
button,
input,
select,
textarea {
  font: inherit;
  color: inherit;
}
h1,
h2,
h3,
h4 {
  margin: 0;
  font-family: var(--display);
  font-weight: 500;
  line-height: 1.12;
  letter-spacing: -0.018em;
  text-wrap: balance;
}
p {
  margin: 0 0 1.05em;
  text-wrap: pretty;
}
p:last-child {
  margin-bottom: 0;
}
ul,
ol {
  margin: 0;
  padding: 0;
}
hr {
  border: 0;
  border-top: 1px solid var(--line);
  margin: 0;
}

:focus-visible {
  outline: 3px solid var(--brass);
  outline-offset: 3px;
  border-radius: 3px;
}

.skip {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 200;
  background: var(--ink-800);
  color: var(--white);
  padding: 12px 18px;
  border-radius: 0 0 var(--r-sm) 0;
  font-size: 14px;
}
.skip:focus {
  left: 0;
}

.vh {
  position: absolute !important;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

/* ------------------------------------------------------------ 3. Structure */
.wrap {
  width: 100%;
  max-width: var(--wrap);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.wrap--narrow {
  max-width: var(--wrap-narrow);
}

.section {
  padding-block: clamp(64px, 8.5vw, 116px);
  position: relative;
}
.section--tight {
  padding-block: clamp(48px, 6vw, 80px);
}
.section--paper {
  background: var(--paper);
}
.section--white {
  background: var(--white);
}
.section--soft {
  background: var(--paper-2);
}
.section--ink {
  background: var(--ink-800);
  color: var(--on-dark);
}
.section--ink h1,
.section--ink h2,
.section--ink h3 {
  color: var(--white);
}

/* ----------------------------------------------------------- 4. Typography */
.eyebrow {
  font-family: var(--mono);
  font-size: 11.5px;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--brass-dk);
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 18px;
}
.eyebrow::before {
  content: "";
  width: 26px;
  height: 1px;
  background: var(--brass);
  flex: none;
}
.eyebrow--center {
  justify-content: center;
}
.section--ink .eyebrow {
  color: var(--brass-lt);
}

.h1 {
  font-size: clamp(2.45rem, 5.6vw, 4.05rem);
}
.h2 {
  font-size: clamp(1.95rem, 3.9vw, 2.95rem);
}
.h3 {
  font-size: clamp(1.28rem, 2vw, 1.55rem);
}
.h4 {
  font-size: 1.12rem;
}

.lede {
  font-size: clamp(1.06rem, 1.5vw, 1.22rem);
  line-height: 1.6;
  color: var(--slate);
  max-width: 62ch;
}
.section--ink .lede {
  color: var(--on-dark-mute);
}

.head {
  max-width: 720px;
  margin-bottom: clamp(38px, 5vw, 58px);
}
.head--center {
  margin-inline: auto;
  text-align: center;
}
.head--center .lede {
  margin-inline: auto;
}
.head .lede {
  margin-top: 20px;
}

.fine {
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--slate-lt);
}
.section--ink .fine {
  color: rgba(159, 176, 199, 0.85);
}

/* -------------------------------------------------------------- 5. Buttons */
.btn {
  --btn-bg: var(--ink-800);
  --btn-fg: var(--white);
  --btn-bd: var(--ink-800);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 26px;
  background: var(--btn-bg);
  color: var(--btn-fg);
  border: 1px solid var(--btn-bd);
  border-radius: 999px;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.005em;
  text-decoration: none;
  cursor: pointer;
  transition: transform 0.18s ease, background 0.18s ease, color 0.18s ease,
    border-color 0.18s ease, box-shadow 0.18s ease;
  text-align: center;
}
.btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--lift-1);
}
.btn:active {
  transform: translateY(0);
}
.btn--brass {
  --btn-bg: var(--brass);
  --btn-fg: var(--ink-900);
  --btn-bd: var(--brass);
}
.btn--brass:hover {
  --btn-bg: var(--brass-lt);
  --btn-bd: var(--brass-lt);
}
.btn--ghost {
  --btn-bg: transparent;
  --btn-fg: var(--ink-800);
  --btn-bd: var(--line);
}
.btn--ghost:hover {
  --btn-bd: var(--ink-800);
}
.btn--ghost-light {
  --btn-bg: transparent;
  --btn-fg: var(--white);
  --btn-bd: rgba(255, 255, 255, 0.32);
}
.btn--ghost-light:hover {
  --btn-bg: rgba(255, 255, 255, 0.08);
  --btn-bd: rgba(255, 255, 255, 0.6);
}
.btn--block {
  width: 100%;
}
.btn__arrow {
  width: 15px;
  height: 15px;
  flex: none;
  transition: transform 0.18s ease;
}
.btn:hover .btn__arrow {
  transform: translateX(3px);
}

.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}
.btn-row--center {
  justify-content: center;
}

.textlink {
  color: var(--ink-700);
  text-decoration: none;
  border-bottom: 1px solid var(--brass);
  padding-bottom: 1px;
  font-weight: 600;
}
.textlink:hover {
  color: var(--brass-dk);
}

/* ------------------------------------------------------------ 6. Navbar */
.nav {
  position: sticky;
  top: 0;
  z-index: 90;
  background: rgba(10, 26, 50, 0.92);
  backdrop-filter: saturate(150%) blur(12px);
  -webkit-backdrop-filter: saturate(150%) blur(12px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  transition: background 0.25s ease, border-color 0.25s ease;
}
.nav.is-stuck {
  background: rgba(6, 17, 31, 0.97);
}
.nav__inner {
  display: flex;
  align-items: center;
  gap: 20px;
  height: 72px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  text-decoration: none;
  color: var(--white);
  flex: none;
}
.brand__mark {
  width: 34px;
  height: 34px;
  flex: none;
}
.brand__name {
  display: flex;
  flex-direction: column;
  line-height: 1;
}
.brand__name b {
  font-family: var(--display);
  font-size: 20px;
  font-weight: 600;
  letter-spacing: 0.01em;
}
.brand__name span {
  font-family: var(--mono);
  font-size: 9px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--brass-lt);
  margin-top: 4px;
}

.nav__links {
  display: flex;
  align-items: center;
  gap: 4px;
  margin-left: auto;
}
.nav__links a {
  display: block;
  padding: 9px 13px;
  color: var(--on-dark);
  text-decoration: none;
  font-size: 14.5px;
  font-weight: 500;
  border-radius: var(--r-sm);
  transition: color 0.16s ease, background 0.16s ease;
}
.nav__links a:hover {
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
}
.nav__links a[aria-current="page"] {
  color: var(--brass-lt);
}

.nav__actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex: none;
}
.nav__tel {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: var(--on-dark);
  text-decoration: none;
  font-family: var(--mono);
  font-size: 13px;
  font-weight: 500;
  white-space: nowrap;
}
.nav__tel:hover {
  color: var(--brass-lt);
}
.nav__tel svg {
  width: 14px;
  height: 14px;
  color: var(--brass);
}
.nav .btn {
  padding: 11px 20px;
  font-size: 14px;
}

.nav__toggle {
  display: none;
  width: 42px;
  height: 42px;
  align-items: center;
  justify-content: center;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--r-sm);
  cursor: pointer;
  margin-left: auto;
}
.nav__toggle span {
  display: block;
  width: 18px;
  height: 1.5px;
  background: var(--white);
  position: relative;
  transition: background 0.2s ease;
}
.nav__toggle span::before,
.nav__toggle span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 18px;
  height: 1.5px;
  background: var(--white);
  transition: transform 0.25s ease, top 0.2s ease;
}
.nav__toggle span::before {
  top: -6px;
}
.nav__toggle span::after {
  top: 6px;
}
.nav__toggle[aria-expanded="true"] span {
  background: transparent;
}
.nav__toggle[aria-expanded="true"] span::before {
  top: 0;
  transform: rotate(45deg);
}
.nav__toggle[aria-expanded="true"] span::after {
  top: 0;
  transform: rotate(-45deg);
}

.drawer {
  display: none;
  background: var(--ink-900);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 14px var(--gutter) 26px;
}
.drawer.is-open {
  display: block;
}
.drawer a {
  display: block;
  padding: 13px 4px;
  color: var(--on-dark);
  text-decoration: none;
  font-size: 16.5px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.07);
}
.drawer a[aria-current="page"] {
  color: var(--brass-lt);
}
.drawer .btn {
  margin-top: 20px;
  width: 100%;
}
.drawer .nav__tel {
  display: flex;
  justify-content: center;
  align-items: center;
  margin-top: 18px;
  padding: 4px;
  font-size: 15px;
  border: 0;
}

@media (max-width: 1040px) {
  .nav__links,
  .nav__actions {
    display: none;
  }
  .nav__toggle {
    display: inline-flex;
  }
}

/* ---------------------------------------------------------------- 7. Hero */
.hero {
  position: relative;
  background: var(--ink-800);
  color: var(--on-dark);
  overflow: hidden;
  isolation: isolate;
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -2;
  background: radial-gradient(
      120% 90% at 78% 8%,
      rgba(28, 58, 99, 0.72) 0%,
      rgba(10, 26, 50, 0) 62%
    ),
    linear-gradient(180deg, var(--ink-800) 0%, var(--ink-900) 100%);
}
.hero__topo {
  position: absolute;
  inset: 0;
  z-index: -1;
  width: 100%;
  height: 100%;
  opacity: 0.95;
  pointer-events: none;
  -webkit-mask-image: linear-gradient(
    100deg,
    transparent 6%,
    rgba(0, 0, 0, 0.18) 34%,
    #000 66%
  );
  mask-image: linear-gradient(
    100deg,
    transparent 6%,
    rgba(0, 0, 0, 0.18) 34%,
    #000 66%
  );
}
.hero__inner {
  padding-block: clamp(72px, 11vw, 138px);
  position: relative;
}
.hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);
  gap: clamp(38px, 5vw, 72px);
  align-items: center;
}
.hero--simple .hero__grid {
  grid-template-columns: 1fr;
  max-width: 860px;
}
.hero h1 {
  color: var(--white);
}
.hero .lede {
  color: var(--on-dark-mute);
  margin-top: 22px;
}
.hero__motto {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.19em;
  text-transform: uppercase;
  color: var(--brass-lt);
  border: 1px solid rgba(199, 154, 70, 0.35);
  background: rgba(199, 154, 70, 0.07);
  padding: 8px 15px;
  border-radius: 999px;
  margin-bottom: 26px;
}
.hero__motto i {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--brass);
  flex: none;
}
.hero__note {
  margin-top: 26px;
  font-size: 13.5px;
  color: rgba(159, 176, 199, 0.9);
  display: flex;
  align-items: flex-start;
  gap: 9px;
  max-width: 56ch;
}
.hero__note svg {
  width: 15px;
  height: 15px;
  margin-top: 3px;
  color: var(--brass);
  flex: none;
}

.hero__facts {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 30px;
}
.hero__facts li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--mono);
  font-size: 11.5px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--on-dark-mute);
  border: 1px solid var(--line-dark);
  border-radius: 999px;
  padding: 8px 14px;
}
.hero__facts li::before {
  content: "";
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--brass);
}

/* Hero card — the waypoint panel */
.waypoint {
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid var(--line-dark);
  border-radius: var(--r-lg);
  padding: 28px;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}
.waypoint__label {
  font-family: var(--mono);
  font-size: 10.5px;
  letter-spacing: 0.19em;
  text-transform: uppercase;
  color: var(--brass-lt);
  margin-bottom: 20px;
}
.waypoint__list {
  list-style: none;
  display: grid;
  gap: 2px;
}
.waypoint__list li {
  display: flex;
  align-items: baseline;
  gap: 16px;
  padding: 15px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.09);
}
.waypoint__list li:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}
.waypoint__k {
  font-family: var(--display);
  font-size: 1.75rem;
  font-weight: 500;
  color: var(--white);
  line-height: 1;
  flex: none;
  min-width: 108px;
}
.waypoint__v {
  font-size: 14px;
  color: var(--on-dark-mute);
  line-height: 1.45;
}
.waypoint__foot {
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.09);
  font-size: 12.5px;
  color: rgba(159, 176, 199, 0.8);
}

@media (max-width: 900px) {
  .hero__grid {
    grid-template-columns: 1fr;
  }
}

/* --------------------------------------------------------------- 8. Cards */
.grid {
  display: grid;
  gap: 18px;
}
.grid--2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}
.grid--3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.grid--4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--r-md);
  padding: 30px 26px;
  position: relative;
  transition: transform 0.2s ease, box-shadow 0.2s ease,
    border-color 0.2s ease;
}
.section--white .card {
  background: var(--paper-2);
}
.card--lift:hover {
  transform: translateY(-3px);
  box-shadow: var(--lift-1);
  border-color: rgba(199, 154, 70, 0.4);
}
.card h3 {
  margin-bottom: 10px;
}
.card p {
  color: var(--slate);
  font-size: 15.5px;
  line-height: 1.62;
}
.card__icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: rgba(199, 154, 70, 0.12);
  color: var(--brass-dk);
  margin-bottom: 20px;
}
.card__icon svg {
  width: 21px;
  height: 21px;
}
.card__index {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.14em;
  color: var(--brass-dk);
  margin-bottom: 14px;
}

/* Stat strip */
.stats {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  overflow: hidden;
  background: var(--white);
}
.section--ink .stats {
  background: rgba(255, 255, 255, 0.04);
  border-color: var(--line-dark);
}
.stats > div {
  padding: 28px 24px;
  border-right: 1px solid var(--line);
}
.section--ink .stats > div {
  border-color: var(--line-dark);
}
.stats > div:last-child {
  border-right: 0;
}
.stats dt {
  font-family: var(--display);
  font-size: clamp(1.4rem, 2.4vw, 1.85rem);
  font-weight: 500;
  color: var(--ink-800);
  line-height: 1.1;
  margin-bottom: 8px;
}
.section--ink .stats dt {
  color: var(--white);
}
.stats dd {
  margin: 0;
  font-size: 13.5px;
  color: var(--slate);
  line-height: 1.5;
}
.section--ink .stats dd {
  color: var(--on-dark-mute);
}

@media (max-width: 900px) {
  .grid--3,
  .grid--4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .stats {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .stats > div:nth-child(2n) {
    border-right: 0;
  }
  .stats > div:nth-child(-n + 2) {
    border-bottom: 1px solid var(--line);
  }
  .section--ink .stats > div:nth-child(-n + 2) {
    border-bottom-color: var(--line-dark);
  }
}
@media (max-width: 620px) {
  .grid--2,
  .grid--3,
  .grid--4 {
    grid-template-columns: 1fr;
  }
  .stats {
    grid-template-columns: 1fr;
  }
  .stats > div {
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }
  .stats > div:last-child {
    border-bottom: 0;
  }
}

/* ------------------------------------------------- 9. Split (image + text) */
.split {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(32px, 5vw, 68px);
  align-items: center;
}
.split--flip .split__media {
  order: 2;
}
.split__media {
  border-radius: var(--r-lg);
  overflow: hidden;
  background: var(--ink-700);
  aspect-ratio: 4 / 3;
}
.split__media svg,
.split__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
@media (max-width: 820px) {
  .split {
    grid-template-columns: 1fr;
  }
  .split--flip .split__media {
    order: 0;
  }
}

/* ---------------------------------------------------- 10. The trail (path) */
.trail {
  position: relative;
  padding-left: 0;
}
.trail__line {
  position: absolute;
  left: 0;
  top: 0;
  width: 84px;
  height: 100%;
  pointer-events: none;
  overflow: visible;
}
.trail__line path {
  fill: none;
  stroke: var(--brass);
  stroke-width: 2.5;
  stroke-linecap: round;
  vector-effect: non-scaling-stroke;
  opacity: 0.6;
}
.trail__line .trail__draw {
  stroke-dasharray: 1000;
  transition: stroke-dashoffset 2.2s cubic-bezier(0.33, 0.9, 0.35, 1);
}
.js .trail__line .trail__draw {
  stroke-dashoffset: 1000;
}
.trail.is-visible .trail__line .trail__draw {
  stroke-dashoffset: 0;
}

.steps {
  list-style: none;
  display: grid;
  gap: 4px;
  margin-left: 84px;
}
.step {
  position: relative;
  padding: 26px 0 26px 30px;
  border-bottom: 1px solid var(--line-soft);
}
.step:last-child {
  border-bottom: 0;
}
.step__mark {
  position: absolute;
  left: -84px;
  top: 30px;
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--white);
  border: 1.5px solid var(--brass);
  font-family: var(--mono);
  font-size: 13px;
  font-weight: 600;
  color: var(--brass-dk);
  transform: translateX(-16px);
}
.section--ink .step__mark {
  background: var(--ink-800);
}
.step h3 {
  margin-bottom: 9px;
}
.step p {
  color: var(--slate);
  font-size: 15.5px;
  max-width: 62ch;
}
.section--ink .step p {
  color: var(--on-dark-mute);
}
.section--ink .step {
  border-color: var(--line-dark);
}

@media (max-width: 620px) {
  .trail__line {
    width: 54px;
  }
  .steps {
    margin-left: 54px;
  }
  .step {
    padding-left: 20px;
  }
  .step__mark {
    left: -54px;
    width: 38px;
    height: 38px;
    top: 26px;
    transform: translateX(-10px);
    font-size: 12px;
  }
}

/* ---------------------------------------------------------- 11. State list */
.states {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
}
.states li {
  font-family: var(--mono);
  font-size: 12.5px;
  letter-spacing: 0.05em;
  padding: 9px 15px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--white);
  color: var(--ink-700);
  white-space: nowrap;
}
.section--ink .states li {
  background: rgba(255, 255, 255, 0.05);
  border-color: var(--line-dark);
  color: var(--on-dark);
}

/* --------------------------------------------------------------- 12. Team */
.person {
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--r-md);
  overflow: hidden;
  display: flex;
  flex-direction: column;
}
.person__photo {
  aspect-ratio: 4 / 5;
  background: var(--ink-700);
  overflow: hidden;
}
.person__photo img,
.person__photo svg {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.person__body {
  padding: 24px 24px 28px;
}
.person__role {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  color: var(--brass-dk);
  margin: 8px 0 14px;
}
.person p {
  color: var(--slate);
  font-size: 15px;
  line-height: 1.6;
}

/* ---------------------------------------------------------------- 13. FAQ */
.faq {
  border-top: 1px solid var(--line);
  max-width: 880px;
}
.faq details {
  border-bottom: 1px solid var(--line);
}
.faq summary {
  list-style: none;
  cursor: pointer;
  padding: 24px 48px 24px 0;
  position: relative;
  font-family: var(--display);
  font-size: clamp(1.08rem, 1.6vw, 1.24rem);
  font-weight: 500;
  letter-spacing: -0.012em;
  color: var(--ink-800);
}
.faq summary::-webkit-details-marker {
  display: none;
}
.faq summary::after {
  content: "";
  position: absolute;
  right: 8px;
  top: 50%;
  width: 12px;
  height: 12px;
  margin-top: -6px;
  border-right: 1.5px solid var(--brass);
  border-bottom: 1.5px solid var(--brass);
  transform: rotate(45deg);
  transition: transform 0.24s ease;
}
.faq details[open] summary::after {
  transform: rotate(-135deg);
  margin-top: -2px;
}
.faq summary:hover {
  color: var(--brass-dk);
}
.faq__body {
  padding: 0 48px 26px 0;
  color: var(--slate);
  font-size: 15.5px;
  max-width: 68ch;
}

/* --------------------------------------------------------------- 14. Forms */
.field {
  display: grid;
  gap: 7px;
  margin-bottom: 18px;
}
.field > label {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--ink-800);
  letter-spacing: 0.005em;
}
.field .hint {
  font-size: 12.5px;
  color: var(--slate-lt);
}
.input,
.select,
.textarea {
  width: 100%;
  padding: 13px 15px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--r-sm);
  font-size: 16px;
  color: var(--text);
  transition: border-color 0.16s ease, box-shadow 0.16s ease;
  appearance: none;
  -webkit-appearance: none;
}
.textarea {
  min-height: 130px;
  resize: vertical;
}
.input:focus,
.select:focus,
.textarea:focus {
  border-color: var(--brass);
  box-shadow: 0 0 0 3px rgba(199, 154, 70, 0.18);
  outline: none;
}
.select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2355657d' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 15px center;
  background-size: 12px;
  padding-right: 40px;
}
.money {
  position: relative;
}
.money::before {
  content: "$";
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--slate-lt);
  font-size: 15px;
  line-height: 1;
  pointer-events: none;
}
.money .input {
  padding-left: 30px;
}
.field-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}
@media (max-width: 560px) {
  .field-row {
    grid-template-columns: 1fr;
  }
}
.check {
  display: flex;
  gap: 11px;
  align-items: flex-start;
  font-size: 13.5px;
  color: var(--slate);
  line-height: 1.55;
}
.check input {
  margin-top: 3px;
  width: 17px;
  height: 17px;
  accent-color: var(--brass-dk);
  flex: none;
}
.hp {
  position: absolute;
  left: -9999px;
  opacity: 0;
  height: 0;
  overflow: hidden;
}
.form-note {
  margin-top: 16px;
  font-size: 12.5px;
  color: var(--slate-lt);
  line-height: 1.55;
}
.form-panel {
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--r-lg);
  padding: clamp(26px, 3.6vw, 40px);
  box-shadow: var(--lift-1);
}

/* ---------------------------------------------------------- 15. Contact bits */
.contact-list {
  list-style: none;
  display: grid;
  gap: 2px;
}
.contact-list li {
  display: flex;
  gap: 16px;
  padding: 20px 0;
  border-bottom: 1px solid var(--line);
}
.contact-list li:last-child {
  border-bottom: 0;
}
.contact-list .ci {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: rgba(199, 154, 70, 0.13);
  color: var(--brass-dk);
  flex: none;
}
.contact-list .ci svg {
  width: 19px;
  height: 19px;
}
.contact-list h3 {
  font-family: var(--body);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  color: var(--slate-lt);
  margin-bottom: 6px;
}
.contact-list a {
  color: var(--ink-800);
  text-decoration: none;
  font-size: 17px;
  font-weight: 600;
}
.contact-list a:hover {
  color: var(--brass-dk);
}
.contact-list p {
  font-size: 15px;
  color: var(--slate);
  margin: 0;
}

/* ---------------------------------------------------------- 16. Calculator */
.calc {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 24px;
  align-items: start;
}
@media (max-width: 940px) {
  .calc {
    grid-template-columns: 1fr;
  }
}
.calc__panel {
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--r-lg);
  padding: clamp(24px, 3vw, 34px);
}
.calc__panel--result {
  background: var(--ink-800);
  color: var(--on-dark);
  border-color: transparent;
  position: sticky;
  top: 92px;
}
@media (max-width: 940px) {
  .calc__panel--result {
    position: static;
  }
}
.calc__panel h3 {
  margin-bottom: 6px;
}
.calc__panel--result h3 {
  color: var(--white);
}
.calc__sub {
  font-size: 14px;
  color: var(--slate);
  margin-bottom: 26px;
}
.calc__panel--result .calc__sub {
  color: var(--on-dark-mute);
}

.gauge {
  display: flex;
  align-items: center;
  gap: 22px;
  padding: 22px 0 26px;
  border-bottom: 1px solid var(--line-dark);
}
.gauge__ring {
  width: 118px;
  height: 118px;
  flex: none;
  position: relative;
}
.gauge__ring svg {
  width: 100%;
  height: 100%;
  transform: rotate(-90deg);
}
.gauge__track {
  fill: none;
  stroke: rgba(255, 255, 255, 0.12);
  stroke-width: 9;
}
.gauge__value {
  fill: none;
  stroke: var(--brass);
  stroke-width: 9;
  stroke-linecap: round;
  transition: stroke-dashoffset 0.9s cubic-bezier(0.3, 0.9, 0.3, 1),
    stroke 0.4s ease;
}
.gauge__num {
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  font-family: var(--display);
  font-size: 1.75rem;
  font-weight: 500;
  color: var(--white);
}
.gauge__copy strong {
  display: block;
  font-family: var(--display);
  font-size: 1.24rem;
  font-weight: 500;
  color: var(--white);
  margin-bottom: 7px;
}
.gauge__copy p {
  font-size: 14px;
  color: var(--on-dark-mute);
  line-height: 1.55;
}

.readout {
  list-style: none;
  display: grid;
  gap: 0;
  padding-top: 8px;
}
.readout li {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 18px;
  padding: 15px 0;
  border-bottom: 1px solid var(--line-dark);
  font-size: 14.5px;
  color: var(--on-dark-mute);
}
.readout li b {
  font-family: var(--mono);
  font-size: 16px;
  font-weight: 600;
  color: var(--white);
  white-space: nowrap;
}
.readout li.is-gap b {
  color: var(--brass-lt);
}
@media (max-width: 520px) {
  .readout li {
    flex-direction: column;
    align-items: flex-start;
    gap: 5px;
  }
  .readout li b {
    white-space: normal;
  }
}

.scenarios {
  margin-top: 26px;
  padding-top: 22px;
  border-top: 1px solid var(--line-dark);
}
.scenarios h4 {
  font-family: var(--mono);
  font-size: 10.5px;
  font-weight: 500;
  letter-spacing: 0.17em;
  text-transform: uppercase;
  color: var(--brass-lt);
  margin-bottom: 14px;
}
.scenarios ul {
  list-style: none;
  display: grid;
  gap: 10px;
}
.scenarios li {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 14px;
  font-size: 14px;
  color: var(--on-dark-mute);
}
.scenarios li b {
  font-family: var(--mono);
  color: var(--white);
  font-weight: 600;
}
.calc__cta {
  margin-top: 26px;
  padding: 22px;
  border: 1px solid rgba(199, 154, 70, 0.35);
  background: rgba(199, 154, 70, 0.08);
  border-radius: var(--r-md);
}
.calc__cta h4 {
  font-family: var(--display);
  font-size: 1.1rem;
  color: var(--white);
  margin-bottom: 8px;
}
.calc__cta p {
  font-size: 14px;
  color: var(--on-dark-mute);
  margin-bottom: 18px;
}
.disclosure {
  margin-top: 26px;
  font-size: 12.5px;
  line-height: 1.65;
  color: var(--slate-lt);
}

/* ------------------------------------------------------------- 17. Reviews */
.review {
  background: var(--white);
  border: 1px solid var(--line-soft);
  border-radius: var(--r-md);
  padding: 28px 26px;
}
.review__stars {
  display: flex;
  gap: 3px;
  color: var(--brass);
  margin-bottom: 16px;
}
.review__stars svg {
  width: 16px;
  height: 16px;
}
.review p {
  font-family: var(--display);
  font-size: 1.08rem;
  line-height: 1.55;
  color: var(--ink-800);
}
.review cite {
  display: block;
  margin-top: 18px;
  font-family: var(--mono);
  font-size: 11.5px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--slate-lt);
  font-style: normal;
}
.review-empty {
  border: 1px dashed var(--line);
  border-radius: var(--r-md);
  padding: 40px 28px;
  text-align: center;
  background: var(--white);
}
.review-empty p {
  color: var(--slate);
  max-width: 48ch;
  margin-inline: auto;
}

/* ---------------------------------------------------------------- 18. CTA */
.cta {
  background: var(--ink-800);
  color: var(--on-dark);
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.cta::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -2;
  background: radial-gradient(
    100% 120% at 50% 0%,
    rgba(28, 58, 99, 0.8) 0%,
    rgba(6, 17, 31, 0) 65%
  );
}
.cta__topo {
  position: absolute;
  inset: 0;
  z-index: -1;
  opacity: 0.7;
  pointer-events: none;
  -webkit-mask-image: radial-gradient(
    72% 84% at 50% 50%,
    transparent 0%,
    rgba(0, 0, 0, 0.35) 46%,
    #000 78%
  );
  mask-image: radial-gradient(
    72% 84% at 50% 50%,
    transparent 0%,
    rgba(0, 0, 0, 0.35) 46%,
    #000 78%
  );
}
.cta__inner {
  text-align: center;
  max-width: 700px;
  margin-inline: auto;
}
.cta__badges {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  margin-top: 28px;
}
.cta__badges li {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--on-dark-mute);
  border: 1px solid var(--line-dark);
  border-radius: 999px;
  padding: 8px 15px;
}

/* ------------------------------------------------------------- 19. Footer */
.foot {
  background: var(--ink-900);
  color: var(--on-dark-mute);
  padding-block: clamp(48px, 6vw, 76px) 0;
  font-size: 14.5px;
}
.foot__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) repeat(3, minmax(0, 1fr));
  gap: 40px;
}
.foot h4 {
  font-family: var(--body);
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--brass-lt);
  margin-bottom: 18px;
}
.foot ul {
  list-style: none;
  display: grid;
  gap: 11px;
}
.foot a {
  color: var(--on-dark-mute);
  text-decoration: none;
}
.foot a:hover {
  color: var(--white);
}
.foot__brand .brand {
  margin-bottom: 20px;
}
.foot__addr {
  font-style: normal;
  line-height: 1.75;
}
.foot__addr a {
  display: block;
}
.foot__social {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  border: 1px solid var(--line-dark);
  border-radius: 999px;
  padding: 9px 16px;
  text-decoration: none;
  font-size: 13.5px;
}
.foot__social:hover {
  border-color: var(--brass);
}
.foot__social svg {
  width: 16px;
  height: 16px;
}
.foot__bar {
  margin-top: clamp(38px, 5vw, 56px);
  padding-block: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  flex-wrap: wrap;
  gap: 12px 26px;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
}
.foot__disc {
  padding-block: 22px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 12.5px;
  line-height: 1.65;
  color: rgba(159, 176, 199, 0.72);
  max-width: 92ch;
}
@media (max-width: 900px) {
  .foot__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 34px;
  }
  .foot__brand {
    grid-column: 1 / -1;
  }
}
@media (max-width: 520px) {
  .foot__grid {
    grid-template-columns: 1fr;
  }
}

/* ------------------------------------------------------------- 20. Legal */
.legal {
  display: grid;
  grid-template-columns: 260px minmax(0, 1fr);
  gap: clamp(32px, 5vw, 66px);
  align-items: start;
}
@media (max-width: 900px) {
  .legal {
    grid-template-columns: 1fr;
  }
}
.legal__toc {
  position: sticky;
  top: 96px;
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  padding: 22px;
  background: var(--white);
}
@media (max-width: 900px) {
  .legal__toc {
    position: static;
  }
}
.legal__toc h4 {
  font-family: var(--mono);
  font-size: 10.5px;
  font-weight: 500;
  letter-spacing: 0.17em;
  text-transform: uppercase;
  color: var(--brass-dk);
  margin-bottom: 16px;
}
.legal__toc ol {
  list-style: none;
  counter-reset: toc;
  display: grid;
  gap: 3px;
}
.legal__toc a {
  display: flex;
  gap: 11px;
  padding: 7px 0;
  font-size: 14px;
  color: var(--slate);
  text-decoration: none;
}
.legal__toc a::before {
  counter-increment: toc;
  content: counter(toc, decimal-leading-zero);
  font-family: var(--mono);
  font-size: 11px;
  color: var(--brass-dk);
  padding-top: 3px;
  flex: none;
}
.legal__toc a:hover {
  color: var(--ink-800);
}
.legal__meta {
  font-family: var(--mono);
  font-size: 11.5px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--slate-lt);
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
}
.prose > section {
  padding-bottom: 38px;
  margin-bottom: 38px;
  border-bottom: 1px solid var(--line);
  scroll-margin-top: 96px;
}
.prose > section:last-child {
  border-bottom: 0;
  margin-bottom: 0;
  padding-bottom: 0;
}
.prose h2 {
  font-size: clamp(1.4rem, 2.4vw, 1.75rem);
  margin-bottom: 16px;
}
.prose h2 .n {
  display: block;
  font-family: var(--mono);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.16em;
  color: var(--brass-dk);
  margin-bottom: 10px;
  letter-spacing: 0.16em;
}
.prose p,
.prose li {
  color: var(--slate);
  font-size: 16px;
}
.prose ul {
  list-style: none;
  display: grid;
  gap: 11px;
  margin: 0 0 1.05em;
}
.prose ul li {
  position: relative;
  padding-left: 22px;
}
.prose ul li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 11px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--brass);
}
.prose strong {
  color: var(--ink-800);
  font-weight: 600;
}
.prose a {
  color: var(--ink-700);
  border-bottom: 1px solid var(--brass);
  text-decoration: none;
}

/* ---------------------------------------------------------- 21. Quick links */
.qlinks {
  min-height: 100svh;
  display: grid;
  place-items: center;
  padding: 48px var(--gutter);
  background: var(--ink-800);
  color: var(--on-dark);
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.qlinks__topo {
  position: absolute;
  inset: 0;
  z-index: -1;
  opacity: 0.85;
  -webkit-mask-image: radial-gradient(
    62% 62% at 50% 42%,
    transparent 0%,
    rgba(0, 0, 0, 0.3) 52%,
    #000 82%
  );
  mask-image: radial-gradient(
    62% 62% at 50% 42%,
    transparent 0%,
    rgba(0, 0, 0, 0.3) 52%,
    #000 82%
  );
}
.qlinks__card {
  width: 100%;
  max-width: 460px;
  text-align: center;
}
.qlinks__card .brand {
  justify-content: center;
  margin-bottom: 24px;
}
.qlinks__list {
  list-style: none;
  display: grid;
  gap: 11px;
  margin-top: 34px;
}
.qlinks__list a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 17px 22px;
  border: 1px solid var(--line-dark);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.05);
  text-decoration: none;
  font-size: 15.5px;
  font-weight: 500;
  color: var(--white);
  transition: border-color 0.18s ease, background 0.18s ease,
    transform 0.18s ease;
}
.qlinks__list a:hover {
  border-color: var(--brass);
  background: rgba(199, 154, 70, 0.12);
  transform: translateY(-2px);
}
.qlinks__list a.is-primary {
  background: var(--brass);
  border-color: var(--brass);
  color: var(--ink-900);
  font-weight: 600;
}
.qlinks__list a.is-primary:hover {
  background: var(--brass-lt);
  border-color: var(--brass-lt);
}
.qlinks__list svg {
  width: 15px;
  height: 15px;
  flex: none;
  opacity: 0.7;
}

/* ------------------------------------------------------------ 22. Utility */
.center {
  text-align: center;
}
.mt-0 {
  margin-top: 0;
}
.mt-24 {
  margin-top: 24px;
}
.mt-40 {
  margin-top: 40px;
}
.divider-rule {
  height: 1px;
  background: var(--line);
  margin-block: clamp(44px, 6vw, 72px);
}

/* Reveal on scroll — only armed once JS confirms it can disarm it again */
.reveal {
  transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.22, 0.8, 0.3, 1);
}
.js .reveal {
  opacity: 0;
  transform: translateY(18px);
}
.reveal.is-visible {
  opacity: 1;
  transform: none;
}
.reveal[data-delay="1"] {
  transition-delay: 0.08s;
}
.reveal[data-delay="2"] {
  transition-delay: 0.16s;
}
.reveal[data-delay="3"] {
  transition-delay: 0.24s;
}
.reveal[data-delay="4"] {
  transition-delay: 0.32s;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }
  .reveal {
    opacity: 1;
    transform: none;
  }
  .trail__line .trail__draw {
    stroke-dashoffset: 0;
  }
}

/* ------------------------------------------------------------ 23. Print */
@media print {
  .nav,
  .cta,
  .foot,
  .btn-row,
  .drawer {
    display: none !important;
  }
  body {
    background: #fff;
    color: #000;
  }
}